We are committed to protecting your privacy.
Lending Technologies uses your data in order to perform the relevant assignment, or to confirm your identity, maintain your personal profile and to manage and administer the EFAs and services provided to you. Further, Lending Technologies processes data in order to deliver tailored services to our customers, such as product and services offerings, software updates, newsletters and support. In addition the information gathered will help us determine how to improve our services and make them even better. Additionally, Lending Technologies may use neutralized data for analytical purposes for internal and external use. User Data remains the property of the User, and Lending Technologies shall not use User data except, but not limited to, the aforementioned uses.
Lending Technologies may also collect demographic data, such as preferences, interests, age, and geographic information in order to analyze and tailor the services provided. Lending Technologies may record and monitor your IP address for system administration and for fraud prevention purposes. IP Addresses are not linked or cross-referenced with any personally identifiable information.
Lending Technologies provides customers with an online service, which can be used to create, store, access and process EFAs and can be used for sales force management purposes. Accessing the Lending Technologies account requires unique identification. To establish an identifiable profile we require a first name, last name, password(s)/PIN(s) (for most instances) a valid e-mail address.
The user accounts are password or PIN protected in order to secure the information you have stored. We require that you do not reveal the account information to anyone.
Lending Technologies uses Google Analytics and other services in order to analyze its web traffic. Google and other service providers may collect and use some or all of the data collected through its service in accordance with its Term of Service.
EFAs Processing; merchant EFAs, including all supporting materials, will be submitted to a number of EFA financiers for consideration in order to obtain the best possible offer on your behalf and to facilitate a EFA.
On occasion we hire external suppliers to process transactions, mailings, customer support cases or perform statistical analysis of the website. Your data may be disclosed to and processed by such suppliers. They are required to maintain the confidentiality of the information provided and prohibited to use the data for other purposes.
Some of our product offerings may be co-branded in cooperation with other companies. If you register for co-branded promotions, both Lending Technologies and the other company may receive the information that has been gathered. Should you sign-up to Lending Technologies through a third party vendor the co-branded policy applies.
Lending Technologies will disclose account information in case we have indications that disclosing this information is necessary to contact, identify or bring legal action against a person, company or organization who may be violating Lending Technologies’s Terms of Service or may be causing injury to or interference with Lending Technologies´s rights or property (intentionally or unintentionally), other Lending Technologies users, or anyone else that could be the target or harmed by such activities.
As a user you authorize Lending Technologies to disclose any information about you to law enforcement or other government officials as Lending Technologies, in its sole discretion, believes necessary or appropriate, in connection with an investigation of fraud, intellectual property infringement, or other activity that is illegal or may expose Lending Technologies to legal liability. Lending Technologies may disclose or access account information when Lending Technologies in good faith believes that it is required by law.
Cookies and IP addresses
Merger and Acquisition
As Lending Technologies is in a stage of business expansion it may sell or buy subsidiaries or business units. Should such transactions take place as well as in the event Lending Technologies or substantially all or parts of its assets are acquired by a third party, personal information of Lending Technologies users will generally be one of the transferred business assets. We reserve the right to include your personal information as well as all the information on all Lending Technologies accounts in any such transfer to a third party.
Lending Technologies does not knowingly collect information from children under the age of 18 for marketing purposes. If it comes to our attention that a child under 18 submits personal information to us, we will delete the information as soon as possible.
Waiver of Special Offers
Users who do not want to receive information on offers, special deals or services may choose the option of not receiving these communications by replying with unsubscribe in the subject line in the e-mail, opt-out in the client or use the unsubscribe link in the newsletters.
Please write to Lending Technologies at firstname.lastname@example.org if you have any questions in relation to Lending Technologies’s processing of your data.
Using Lending Technologies
Processing Financing Applications on Lending Technologies
Lending Technologies provides an online service for processing EFAs to its users and a sales force management tool to its sales organization. Except as outlined above and as is required to process EFAs application we do not in any way disclose information about the application data and files stored on Lending Technologies to other companies and individuals. If we are required by law or litigation to disclose confidential and personal information we will do so.
How we secure the data
The data stored is secured with the help of drivers and back-ups. The information is stored on servers in a highly secure facility with 24 hours-a-day surveillance, EMP-security, fire protection, emergency power back-up systems, climate control and state of the art access controls. Vital hardware is robust providing you with high availability and protection from power outages, cable failures, and natural disasters.
Transferring information over the Internet
To secure the transmissions over the Internet we have implemented technical, administrative and physical safeguards.
The data is encrypted during transmission to and from our servers, however we cannot ensure complete security whilst transferring files over the Internet.
Password or PIN
Please, as a user, bear in mind that you yourself are responsible for not revealing your password or PIN to others. Keep your password or PIN in a safe place.
Severability. The invalidity or unenforceability of any provisions of this Agreement shall not affect the validity or enforceability of any other provision of this Agreement, which shall remain in full force and effect.
This Agreement will be governed by and construed in accordance with the laws of the State of New York and the place and are subject to the exclusive jurisdiction of the New York Supreme Court. Should you have any questions concerning this Agreement, or if you desire to contact Lending Technologies for any reason, please contact: email@example.com.
New York, October 5, 2015